[NOVA86]

Hi Steve.
In response to your inquiry regarding credit freeze info...

A credit freeze is simply a freeze that blocks anyone from taking out any new credit in your name. So if your identity (social security number, etc.) were stolen or lost, no one could "become you" financially. Once you place a freeze on your credit (by contacting each of the 3 credit bureaus seperately) by law they have to freeze it, meaning, only YOU can take out credit in your own name and no one else.

Check out noscamnc.gov. This site will explain it simply. The Governor of North Carolina ushered in the right of all residents of that state to be able to freeze their credit after hearing of that recent security breach where a laptop was stolen containing the names, addresses, and social security numbers of military veterans.

Again, the freeze would just give more control over a person's credit files from fraud. It does NOT mean one can't lift the freeze temporarily when applying for a mortgage, auto loan, etc. (But how often each year do most apply for credit anyway?) It's a simple thing yet Virginia lags behind on the issue. California was one of the first to protect its residents after seeing such a rise in this "new" crime.

Please write our Virginia Governor and Delegates on their Web sites, respectively.

I hope you read the article I attached to the post as well. It's sickening.

Thanks for reading. PLEASE ACT. A simple e-mail to all your VA acquaintences would be lovely. Make sure to send the article. :-)